We all have different views about “credit”, some of us are comfortable obtaining goods before payment, while some of us can’t sleep at night thinking about how much of our future income will go to our payables. I personally enjoy the credit basis especially when payday is days away, and that much-awaited item is already …
It’s not impossible to buy an engagement ring with a low credit score. You can still qualify for several personal loans, buy now pay later services, and jeweler financing offers. Getting a zero-interest credit card can be challenging with bad credit, so these options are more realistic. Deciding you want to spend your life with …
There has been a noticeable change in the way we take and perceive indebtedness compared to a few decades ago. Before this time, there’s a social stigma attached to being indebted. It is even worse when you are unable to meet your obligations of paying off such debt. Additionally, individuals had little access to borrow …
In your journey towards personal finance improvements, having the lowest interest rate on your credit card is ideal. In a way, it shouldn’t matter because ideally, you’re paying off your entire monthly bill that same month, but things do happen. When your interest rate is too high you could do one of two things, call …
When thinking of buying a car, there’re different factors to consider. If you’re buying a new car, then you’ll need to save around 20% of the total amount for the down payment. On the other hand, a used car will be much cheaper. Also, remember the kind of financing you’re willing to do, including cash, …
The best and safest ways to move out without money are to relocate to a low-cost area, try shared housing, look for cities that pay you to move there, pay rent to your parents or temporarily crash a friend’s couch. Moving out is always stressful and costly, whether you’re 18 or 40. On the other …
Home title lock claims to notify you of fraudulent changes of your home title made due to identity theft, so you can report and sue the criminal. However, it doesn’t stop the deed from happening, so it can be a waste of money. As an alternative, an owner’s title insurance is a better choice. Over …
