I’m so convinced that millionaires come from money that I take any young millionaire success story with a grain of salt. A decade ago, I thought that having a million in the bank is unattainable for regular people, even with a second or third job! And then I entered the world of personal finance. After …
Personal finance may be comparable to planting a seed. At first, we get excited, for we have something to take care of. The excitement would motivate us to exert effort, give time and attention, looking forward to seeing the seed grow. The growth takes time though, that is why, some of us who cannot wait …
One of the biggest dreams of everyone working out there is to retire comfortably. When you are ready to retire, you will need more than Social Security to pay your bills. That welfare typically only offer enough cash to replace about 35% of average earnings. To live decently in retirement, you need to have a conventional pension …
I love my job. Well, most days at least. Some days I catch myself counting the days until retirement. Being in my late twenties, that makes for a lot more days of work! Not to sound ungrateful, my job provides me with personal development opportunities, enough money to fulfill personal and financial goals, and treat …
Creating an emergency fund is the first step you take toward bettering your personal financial situation, along with saving. How can you combine these two and get the most out of your hard-earned money? Keeping your emergency money in cash is outdated. You no longer have to keep cash on you in case you need …
Often, we wonder what’s the best investment out there, but frankly, not many of us dig deep or carry out any form of research to know where best to put our money. The reason for this is because most people are like me before I became wiser. I would wait for when the money comes …
Retirement is no longer the passive time of your life when you sit on the porch and drink tea. It has become the time to fulfill all your desires. Retirement activities can cost you time and money, and the earlier you retire, the more significant savings you’ll need. I can’t think of a person that …
