How to Live Frugally With Children

How to Live Frugally With Children

As parents, we all want the best for our children. That is a given fact. Most of us as much as we can, will provide for the needs, and even the wants of the kids, especially if we can afford it. It is because we will question ourselves, “What kind of a parent am I?” …

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Emergency Loans for Unemployed

Emergency Loans for Unemployed

Losing your job sends your finances into a roller coaster state. Your finances promptly go into a turn, and you shuffle your bills with the little fund from unemployment and other sources.  Unfortunately, bills will not wait for you to get another job before they start coming again. The bills will keep coming, and if …

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Saving Money For Big Purchases

Saving money for big purchases

Big purchases need significant savings. Let us be fair. Budgeting and savings don’t come easy to us all. For some, those two terms are easier said than achieved. Then again, few life skills come naturally to some people. Everyone can learn how to budget and save money better. Everyone has a big financial dream they …

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Which Type of Mortgage is Best

Which type of mortgage is best?

Buying a home is one of the most significant decisions you have to make sooner or later. Except you have loads of cash to dole out, finding a property is one half of the challenge. The other half of this is selecting the type of mortgage that best suits your situation, especially your finances because …

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What Is The 70/30 Rule?

What Is The 70/30 Rule?

When I started earning my own money, it was overwhelming. The feeling of having the financial freedom to decide on how you handle your own income and finally buying the things that you want, and enjoying the fruit of your labor is liberating and motivating. It inspired me to work hard, so I can earn …

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How Much Spending Money Do You Allow Yourself

How much spending money do you allow yourself

Diving deep into personal finance will have you rethink every dollar you spend on non-necessities. When I started paying off debt, I got so hyped and went into this magic circle of getting my paycheck-saving up to 70%-waiting for the next paycheck to save even more. This behavior helped me tremendously in paying off my …

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How Much Money Do You Spend on Food a Month?

How much money do you spend on food a month?

If there is an expense that I always do not regret splurging on, it is food. Food is one of the necessities of humans. Because of the different nutrients it provides, we become active, healthy, and living the life. Undeniably, it is one of our first choices of treats too! How about that perfectly blended …

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