Few things are better than unexpected cash. Maybe an invoice you forgot about, a larger tax refund, or a gift from someone who didn’t know what to get you. Extra cash is free money – you didn’t budget it, it’s nowhere in your financial plans, and it doesn’t matter what you’re about to spend it …
I love small businesses. From bakeries and convenience stores to clothes shops and estheticians. There’s a unique charm and feeling of doing good when you shop or use the services of a small business instead of a huge corporation. Getting a cup of coffee and a brioche from your local coffee shop, opened by Italian …
In the beginning, there was no question about saving vs. investing, I couldn’t do either. This was around 2010. The more I got frustrated with my situation, my desire to learn more about personal finance grew. I started putting more time and work into reviewing my money situation often and making small changes towards it. …
