In essence, many full-time federal employees earn about $18,000 yearly. So, if you want to make $20,000 annually, you will need to earn more than the minimum wage of $9.61 per hour. Frankly, surviving on $20,000 a year is challenging because that is not even your net take home. Your monthly after-tax will come to something around …
In my many speaking engagements, I have had to ask the younger people who are just leaving school or still in school if their institution has started teaching “Money” as a subject. Sadly, I’m still getting the same feedback, which is, No! I have never understood why we pay so much attention to money issues …
How many times have you heard you need to spend money to make money? We’ll take a wild guess and say over one hundred times. But have you ever explored how you can spend the money in order to double or triple it? To start a business, you need some starting funds. That money can …
Your first encounter with the real estate market might raise some questions, especially if you’re looking to buy a house on an average income. House prices are going up, but income is not changing as much. If you haven’t been attentive to your personal finances, you might wonder how do people afford houses? The downpayment …
Almost half the pregnancies on earth are unplanned. A only 57% of those decide to carry to term. The most critical side beside the psychological pressure is the financial cost. With the heaps of ads targeting new moms and expecting families, it’s easy to feel you’re unable to have a child if you’re making less …
