Each year around 65% of high school graduates enroll in college, and 40% drop out in the first 2 years. Education has changed; it might be best to go to college if you want to pursue a career where a credibility stamp is a must, like a dentist or a lawyer. On the other hand, …
Purchasing your first home is exciting, overwhelming, and a little scary. As a relatively new homeowner, I’m already thinking of upgrading in the foreseeable future. One of the reasons might be my addiction to multi-million dollar house shows. I often catch myself outlining a long-term plan to afford one of those stunning homes. There’s not …
Some people get easily intimidated by the idea of managing their own finances. It seems challenging to accomplish and time-consuming. But have you ever come to a point where you suddenly rethink your decisions and wondered, “Where did my money go?” When we don’t get things figured out before payday, our hard-earned money will be …
Big purchases need significant savings. Let us be fair. Budgeting and savings don’t come easy to us all. For some, those two terms are easier said than achieved. Then again, few life skills come naturally to some people. Everyone can learn how to budget and save money better. Everyone has a big financial dream they …
Buying your first house is both the most exciting and most terrifying thing you could possibly do. I know, I did it in 2015 when I was 28. Setup a separate bank account to save for the down payment Now that you’re ready to start saving for a future house, the first thing you’ll want …
A ROTH IRA is an important investment “folder” where you can buy/sell assets (stocks, bonds, ETFs, mutual funds, etc..) with the intention of not touching that money until you’re retired. Named after Senator William Roth, the Roth IRA was introduced as part of the Taxpayer Relief Act of 1997. The biggest appeal to a ROTH …
