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Do I Have To File Taxes If I Made Less Than $5,000?

by Josh Adeyemi
Do I Have To File Taxes If I Made Less Than $5,000?

Imagine if you are sure you don’t have to file a tax return this year. Wouldn’t that be some massive burden off your back? Not everybody must file an income tax return every year. Usually, if your total earnings for the year do not exceed specific thresholds, you do not have to file a federal tax …

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Best Way To Save $10,000 In A Year

by Meri Gasem
Best Way To Save $10,000 In A Year

Whether you’re looking to ramp up your emergency fund, travel around the world, or get a brand new car, $10,000 is always welcome. The first month of the year is a great time to put some goals into perspective – so get on to mapping out your savings plan right now. How about a challenge? …

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Personal Finance Tips for New Parents

by Josh Adeyemi
Personal Finance Tips for New Parents

When our first child was born, we received a few gifts and loads of prayers and best wishes from family and friends. Sometimes, I wish we could convert some of those to cash. Later, I realized there was no single financial advice to prepare us for new parents’ and long-term financial implications. Not even from …

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How To Live On One Income And Save The Other

by Meri Gasem
How To Live On One Income And Save The Other

I grew up watching my mom work. She was either going or coming home from work or working from home. Since she’s a single mother, she lives on one income. And that got her a house, put my sister and me through school, and allows her to travel abroad two times a year. As I …

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Personal Loan to Consolidate Debt

by Josh Adeyemi
Personal Loan to Consolidate Debt

Being indebted is not a position anyone wants to find themselves in because it’s always a huge financial burden. It’s even more challenging when you owe multiple creditors. I understand that being indebted is sometimes unavoidable. If you are tired of sending multiple monthly payments, then debt consolidation via a personal loan may be the …

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