Imagine if you are sure you don’t have to file a tax return this year. Wouldn’t that be some massive burden off your back? Not everybody must file an income tax return every year. Usually, if your total earnings for the year do not exceed specific thresholds, you do not have to file a federal tax …
Keep ReadingDo I Have To File Taxes If I Made Less Than $5,000?
Whether you’re looking to ramp up your emergency fund, travel around the world, or get a brand new car, $10,000 is always welcome. The first month of the year is a great time to put some goals into perspective – so get on to mapping out your savings plan right now. How about a challenge? …
When our first child was born, we received a few gifts and loads of prayers and best wishes from family and friends. Sometimes, I wish we could convert some of those to cash. Later, I realized there was no single financial advice to prepare us for new parents’ and long-term financial implications. Not even from …
I grew up watching my mom work. She was either going or coming home from work or working from home. Since she’s a single mother, she lives on one income. And that got her a house, put my sister and me through school, and allows her to travel abroad two times a year. As I …
Being indebted is not a position anyone wants to find themselves in because it’s always a huge financial burden. It’s even more challenging when you owe multiple creditors. I understand that being indebted is sometimes unavoidable. If you are tired of sending multiple monthly payments, then debt consolidation via a personal loan may be the …