Losing your job sends your finances into a roller coaster state. Your finances promptly go into a turn, and you shuffle your bills with the little fund from unemployment and other sources. Unfortunately, bills will not wait for you to get another job before they start coming again. The bills will keep coming, and if …
Buying a home is one of the most significant decisions you have to make sooner or later. Except you have loads of cash to dole out, finding a property is one half of the challenge. The other half of this is selecting the type of mortgage that best suits your situation, especially your finances because …
Finding yourself in various types of debts can sometimes feel like falling in deeper with no clear plans of getting out. Often you are ashamed of your financial situation and wonder if it will ever end. Well, you’re not alone. This is the situation many consumers like you and I find ourselves in. From maxing …
Homeownership can be one of the best ways to build wealth. It’s the ultimate stamp of approval that you’ve matured. You’ve established a stable stream of income, and you’re ready to settle. I consider buying an apartment with my partner at the age of 28 my most significant life achievement so far. It was such …
Refinancing, also known as “refi,” simply means you are reviewing the terms of an existing credit agreement. When you choose to refinance your credit commitment, you effectively seek to change your payment schedule, interest rates, length of the loan, and others. Consumer loans often considered for refinancing include mortgage loans, car loans, and student loans. …
Since childhood, we are taught that it’s always better to forgive that to hold resentment. Does it apply to the massive amount of debt we accumulated? Debt forgiveness is a real thing, but it comes with strings attached. Scam artists become more skillful in targeting struggling debt owners and promising to wipe all their debt …
Wasn’t it Warren Buffet who once said, “Someone’s sitting in the shade today because someone planted a tree a long time ago.”? This is a mantra I like to live by when it comes to financial planning – you can never start too early if you aspire to live a comfortable life. Like all things …
