You’ve stumbled here because you’re wondering how to get out of a toxic family house, the apartment you’ve been sharing with an abusive-romantic partner or the apartment that you’re sharing with mates who grate on your nerves. Whatever your reason is, before you can take any step forward, the first thing to consider is how …
This is the concluding part of my discussion with a young man who asked how to grow his money. He earns between $60,000 to $90,000 annually, and his savings are in six figures, but he is only getting 0.06% annually for all his effort. So he wanted to know if he should delegate his fund …
A couple of weeks ago, someone reached out to me, and I feel it’s important I share the story with you because, as it turned out, several people are facing this challenge. Also, I have seen the same question pop up in many forums where personal finance is being discussed. So, this young man said …
In essence, many full-time federal employees earn about $18,000 yearly. So, if you want to make $20,000 annually, you will need to earn more than the minimum wage of $9.61 per hour. Frankly, surviving on $20,000 a year is challenging because that is not even your net take home. Your monthly after-tax will come to something around …
In my many speaking engagements, I have had to ask the younger people who are just leaving school or still in school if their institution has started teaching “Money” as a subject. Sadly, I’m still getting the same feedback, which is, No! I have never understood why we pay so much attention to money issues …
Your first encounter with the real estate market might raise some questions, especially if you’re looking to buy a house on an average income. House prices are going up, but income is not changing as much. If you haven’t been attentive to your personal finances, you might wonder how do people afford houses? The downpayment …
Few things are better than unexpected cash. Maybe an invoice you forgot about, a larger tax refund, or a gift from someone who didn’t know what to get you. Extra cash is free money – you didn’t budget it, it’s nowhere in your financial plans, and it doesn’t matter what you’re about to spend it …
