When our first child was born, we received a few gifts and loads of prayers and best wishes from family and friends. Sometimes, I wish we could convert some of those to cash. Later, I realized there was no single financial advice to prepare us for new parents’ and long-term financial implications. Not even from …
The shortcut to living on one income and saving the other is to pay off debt, build an emergency fund, reevaluate your spending habits, make cuts where possible, minimize your household, and prioritize time over material possessions. I grew up watching my mom work. She was either going or coming home from work or working …
Personal finance may be comparable to planting a seed. At first, we get excited, for we have something to take care of. The excitement would motivate us to exert effort, give time and attention, looking forward to seeing the seed grow. The growth takes time though, that is why, some of us who cannot wait …
I love small businesses. From bakeries and convenience stores to clothes shops and estheticians. There’s a unique charm and feeling of doing good when you shop or use the services of a small business instead of a huge corporation. Getting a cup of coffee and a brioche from your local coffee shop, opened by Italian …
Some people get easily intimidated by the idea of managing their own finances. It seems challenging to accomplish and time-consuming. But have you ever come to a point where you suddenly rethink your decisions and wondered, “Where did my money go?” When we don’t get things figured out before payday, our hard-earned money will be …
I love my job. Well, most days at least. Some days I catch myself counting the days until retirement. Being in my late twenties, that makes for a lot more days of work! Not to sound ungrateful, my job provides me with personal development opportunities, enough money to fulfill personal and financial goals, and treat …
I love clothes! I love to mix and match. I am not one who follows the trend, though, and I prefer to wear clothing that I am more comfortable with. I like small purchases that I would usually buy from a garage sale for my daily and casual wear. I only visit the mall if …
