Where Do Billionaires Keep Their Money?

Where Do Billionaires Keep Their Money?

Billionaires don’t keep their money in cash; their wealth comes from their net value. The net worth is a reflection of the things they own – companies, stock, and property. They reinvest every profit because if they keep their money in cash, inflation will eat a chunk every year. The neverending talk about billionaires and …

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What To Do When You Have Nowhere To Go (Housing, Food, Support)

What To Do When You Have Nowhere To Go

If you ever end up homeless, with nowhere to go, you’re not alone. First, contact a homeless service provider in your area or community organizations that help secure an affordable unit. Next, locate a Food Bank, apply for other food programs, and locate a Health Care Center helping the homeless. Finally, get info about unemployment …

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I Need To Move Out But I Can’t Afford It

I Need To Move Out But I Can't Afford It

You’ve stumbled here because you’re wondering how to get out of a toxic family house, the apartment you’ve been sharing with an abusive-romantic partner or the apartment that you’re sharing with mates who grate on your nerves. Whatever your reason is, before you can take any step forward, the first thing to consider is how …

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I Need Help Managing My Money – Part 2

DIY money management advice

This is the concluding part of my discussion with a young man who asked how to grow his money. He earns between $60,000 to $90,000 annually, and his savings are in six figures, but he is only getting 0.06% annually for all his effort. So he wanted to know if he should delegate his fund …

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I Need Help Managing My Money – Part 1

I Need Help Managing My Money

A couple of weeks ago, someone reached out to me, and I feel it’s important I share the story with you because, as it turned out, several people are facing this challenge. Also, I have seen the same question pop up in many forums where personal finance is being discussed.  So, this young man said …

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How To Live On 20K A Year (Possible Or Not?)

How To Live On 20K A Year (Possible Or Not?)

In essence, many full-time federal employees earn about $18,000 yearly. So, if you want to make $20,000 annually, you will need to earn more than the minimum wage of $9.61 per hour. Frankly, surviving on $20,000 a year is challenging because that is not even your net take home. Your monthly after-tax will come to something around …

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